If you’re in the market for a novel monetary tool, the FIT Mastercard® may be just what you need. This is particularly true if your past dealings with credit have left your score less than perfect and you’re eager to rectify it.

The FIT Mastercard® brings to the table an accessible and straightforward application procedure, with a warm welcome to those grappling with unfavorable credit or those new to the credit scene. Piqued your interest? Continue perusing to unfold the pros and cons of this financial instrument.

Are you on a quest to enhance your financial portfolio with a fresh credit card? If your credit past has been bumpy and you’re keen to give it a makeover, the FIT Mastercard® should be on your radar.

You’re probably curious about the perks and drawbacks of this credit card. Let’s venture into them to guide you towards a well-informed decision.

The FIT Mastercard® is a non-secured monetary instrument, proudly offered by the Bank of Missouri. It stands as an excellent option for those looking to revive or kick-start their credit profile, as it consistently submits your monthly transactions to all three primary credit reporting agencies.

Upon approval, FIT Mastercard® extends an initial credit boundary of $6,000 to patrons possessing a commendable credit record.

Consistently settling your minimum monthly dues promptly over a span of 6 months has the potential to double your credit frontier!

While it caters to credit improvement, it’s critical to stay conscious of the related charges. The card commences with an annual percentage yield (APY) of 29.99%, surpassing the median rate. Plus, an annual service charge is implemented upon the account’s activation.

Also, a monthly service cost is present, and soliciting a supplementary card leads to an extra expense.

To eschew the additional charge, simply select “no” for the extra card choice during the application process.

Unquestionably, the FIT Mastercard® stands as a favorable contender in the pursuit of credit score advancement. However, it’s essential to tread carefully regarding the associated costs.

This card comes with its own set of unique perks, but it also presents certain limitations. Below, we dissect the strengths and weaknesses of this credit card.

Be assured, the FIT Mastercard® is tailor-made to support you in enhancing your credit rating. Whether you’re grappling with a less-than-stellar credit past or lack any credit history, applying for this card should not be a cause for concern.

You can comfortably proceed with the application for this credit card, even if your FICO Score hovers between 300 to 579, or if you’re devoid of any credit background. The FIT Mastercard® holds the belief that everyone is entitled to an opportunity to mend their credit and provides a platform for a new beginning.

A notable benefit of the FIT Mastercard® lies in its dedication to transmit your monthly payments to the primary credit agencies. This practice empowers you to steadily establish or rejuvenate your credit reputation. Every timely payment and responsible credit maneuvering will inch you closer to an improved credit score.

Securing a FIT Mastercard® credit card entails a speedy and straightforward application procedure. You can effortlessly submit your application online and anticipate a prompt reply within moments.

Thinking about opting for this card? Delve into the following article for a detailed understanding of the application steps.